Customer reviews
Car and Home Insurance
10% cashback on your premium
You always pay IN, so why shouldn’t you get something OUT! We'll reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years. *Terms & conditions apply.
Car and Home Insurance
10% cashback on your premium
You always pay IN, so why shouldn’t you get something OUT! We'll reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years. *Terms & conditions apply.
Why choose OUTsurance?
At OUTsurance, you always get something OUT. Take advantage of cash back on your paid premiums, great service, value-for-money prices, and comprehensive insurance protection.
Passion for Service
We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From insurance sales to insurance claims and everything in between, we are a people business that’s here for you.
Value-For-Money Prices
We take the time to learn about your unique insurance needs. We ask a number of questions to ensure we achieve a fair and accurately priced premium.
Cashback with OUTbonus
We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.
Efficient with Claims
We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.
Decades of Experience
The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.
Irish-Based Company
We are an Irish-Based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.
Select your insurance cover
At OUTsurance, we provide insurance products with great benefits and for a fair price. Whether you are looking to insure your car or protect your home, OUTsurance aims to have an insurance policy for you.
Car Insurance
Our Third Party Fire and Theft Car Insurance offers you protection against third party claims and losses arising from fire and theft. Additionally we offer a higher level of protection through our Comprehensive policy, where accidental damage to your own vehicle is included. We also offer great optional extras on our policies.
Start a quote
Home Insurance
It’s not just a house, it’s your home, and it’s full of your belongings. Protect your home, personal belongings, and household items with OUTsurance’s home insurance. Choose from a range of great optional extras including Accidental Damage, Portable Items cover and Garden and Leisure Equipment.
start a quoteSelect your insurance cover
At OUTsurance, we provide insurance products with great benefits and for a fair price. Whether you are looking to insure your car or protect your home, OUTsurance aims to have an insurance policy for you.
Car Insurance
Our Third Party Fire and Theft Car Insurance offers you protection against third party claims and losses arising from fire and theft. Additionally we offer a higher level of protection through our Comprehensive policy, where accidental damage to your own vehicle is included. We also offer great optional extras on our policies.
Start a quoteHome Insurance
It’s not just a house, it’s your home, and it’s full of your belongings. Protect your home, personal belongings, and household items with OUTsurance’s home insurance. Choose from a range of great optional extras including Accidental Damage, Portable Items cover and Garden and Leisure Equipment.
start a quoteOUTbonus – Get 10% Cashback
The OUTbonus has landed. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy with OUTsurance claim-free for 3 years.* You always pay IN so why shouldn’t you always get something OUT! Terms & conditions apply.
Read MoreJoin our Sales Team
We need more enthusiastic, passionate, and ambitious people to join our growing team. We want people with awesome communication and amazing customer service skills. Huge potential for progression for anyone with passion. We pride ourselves in creating a great culture and being an excellent company to work for.
If you are interested in hearing about our amazing opportunities, please click below to send your CV and one of our team will call you back.
Frequently asked insurance questions
How does an insurance excess work?
An insurance excess refers to the amount of money that you, as the policyholder, agree to pay towards the cost of a claim. For example, where a claim has a total cost of €5000 and your excess is €250, you will pay the excess and your insurer will pay €4750. This is a standard practice in insurance and is designed to share the financial responsibility between you and your insurer. For details on the excesses applicable under your policy, please refer to your schedule.
How long has OUTsurance been operating for?
OUTsurance commences operations in Ireland in 2024. We are an Irish-based insurance company and have also built a trusted reputation in South Africa and Australia over the past 25 years placing customers at the centre of everything we do.
What is Home Insurance?
Home Insurance is an insurance policy that can offer cover for your home & contents. Taking out a policy can help save you money in the long run as it ensures you won’t have to pay out of pocket for damages or stolen contents. Home insurance is often a contractual requirement of any securing loan or mortgage.
Does OUTsurance offer a No Claims Discount?
OUTsurance does not offer a ‘No Claims Discount’. We believe we don't need to. We take a data driven approach to ensure we charge the right price for our customers from the start. Should a customer wish to leave us, we will provide them with a letter confirming their claims history. At OUTsurance, we reward customer loyalty and good claims behaviour differently with a recurring cash payout called the OUTbonus. Get 10% of your insurance premium (less taxes and levies) back in cash when you hold your policy with OUTsurance claim-free for 3 years. You always pay IN so why shouldn’t you get something OUT!* Read terms & conditions here.
Why do I need Car Insurance?
A car is a significant purchase. If something goes wrong or you're involved in an accident, repairs can prove expensive – especially if there’s another car involved.
Secondly, by law you must have at least Third-Party Cover in Ireland. Driving without insurance is an offence and can result in fines, penalty points and a mandatory court appearance. In some cases, you could even be sent to prison or disqualified from driving.
Need further assistance?
Contact us
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
Claims
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Careers
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
Need further assistance?
Contact us
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
Claims
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Careers
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
OUTsurance in the media
*Your OUTbonus operates across all your policies with OUTsurance (with the same customer number). When you make a claim your OUTbonus is forfeited, and the three-year cycle starts again. However, certain claims like windscreen repair do not effect your OUTbonus. You need to remain a customer with OUTsurance for the entire OUTbonus period to receive your OUTbonus.