This optional extra covers child-related equipment that is damaged due to accident, fire, theft or attempted theft.
Adding our optional extra Child Car Seat to your car insurance covers your equipment related to your children, such as car seats, booster seats, buggies or carrycots, if they are damaged due to accident, fire, theft or attempted theft.
What is excluded?
The theft of push chairs, prams, buggies or carrycots if your car is left unattended unless these are locked in the boot.
If the loss or damage is as a result of theft, no payment will be made if there are no signs of forced entry to your car.
Is there a limit to the amount that is paid?
Yes, the maximum we will pay for any one claim event is €350.
We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.
We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.
In Ireland, it's a legal requirement for your children to be seated in a car seat that is suitable for their age, height, and weight until they either reach 150cm (4’11”) in height or 36kg (approx. 79 lbs) in weight.
This typically means children will need a car seat until they are around 12 years old. Taxis are an exception to the rule.
Failing to do so not only puts your child's safety at risk but can also result in penalties, including fines and points on your driving licence.
No, a child should not wear a coat in a car seat. Coats can compress in a crash, creating extra space under the harness and potentially allowing the child to be ejected or sustain injuries. Instead, use thin layers and blankets to keep the child warm, ensuring the harness straps fit snugly against the child's body.
The best thing to do is to be patient with your child and try not to be in a rush. If you persuade your child that the car won’t go or will stop if the buckle is open, this might help stop them doing it.
Switching to OUTsurance could mean savings on your home and car insurance. Hear what OUTsurance customers are saying about their experience.
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At OUTsurance, you always get something OUT. Take advantage of cash back on your paid premiums*, great service, value-for-money prices, and comprehensive insurance protection. All of our policies are underwritten by OUTsurance here in Ireland.
We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From Car Insurance sales to Car Insurance claims and everything in between, we are a people business that’s here for you.
We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.
We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.
We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.
The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.
We issue and manage our own policies. We are an Irish-based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step forward with your career?
Visit our Careers page to review open roles and apply.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step forward with your career?
Visit our Careers page to review open roles and apply.
