This optional extra comprehensive cover abroad extends your car insurance beyond Ireland, giving you full cover when driving in another European country for up to 90 days during your policy year.
In addition to our standard benefit, which covers liability to third parties abroad, with comprehensive cover abroad, you'll also be protected against theft, accidental damage, and loss of or damage to your car.
Whether you're planning a European trip abroad or heading across the border for leisure or work, our optional extra extends the geographical limits of your existing comprehensive car insurance cover, so you’re covered for the same type of use you’ve selected in Ireland.
Enjoy the journey, knowing you’ve got the protection you need.
|
|
Comprehensive
|
|---|---|
|
Accidental damage
You are covered for sudden and unforeseen damage that happens to your car without your intent or foresight up to the market value of your car.
|
|
| Broken/damaged glass |
|
| Fire |
|
| Theft or attempted theft |
|
| Third-party property damage |
|
| Third-party injuries |
|
| Towing and storage due to loss or damage |
|
| Fire brigade charges due to loss or damage |
|
| Replacement locks due to loss or damage |
|
| Personal items due to loss or damage |
|
| Medical expenses due to loss or damage |
|
| New for old car |
|
| Driving abroad |
|
Click below for important documentation:
Car insurance policy booklet | Terms of Business | Car insurance IPID
We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.
We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.
Switching to OUTsurance could mean savings on your home and car insurance. Hear what OUTsurance customers are saying about their experience.
Watch Client testimonials
Suppose you do not have our optional extra comprehensive cover abroad. In that case, you will be covered for liability to third parties whilst driving abroad in Europe for up to 60 days in your policy term with OUTsurance Comprehensive Car Insurance and Third-Party Fire and Theft Car Insurance.
The countries that are in member states of the European Single Market are;
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, Switzerland.
This is the minimum level of cover required for car insurance by all EU countries. However, if you want more than the minimum level of cover in other European countries, and require comprehensive cover, then you'll need OUTsurances' additional premium, Comprehensive Cover Abroad.
With OUTsurance Comprehensive Car Insurance, your full policy cover applies to Republic of Ireland, Northern Ireland, Great Britain, the Isle of Man and the Channel Islands.
At OUTsurance you will be covered to drive your own car abroad in Europe for liability to third parties for up to 60 days in your policy year. You would not be covered by OUTsurance to drive rental cars.
The member states of the European Single Market, including Switzerland. European countries are covered under OUTsurance's Comprehensive Car Insurance - Cover Abroad. All insurance providers are different and it's always important to check your schedule agreement.
If you're planning to drive your car in another country with OUTsurance's optional extra Comprehensive Cover Abroad, it's important to have the right documents with you to stay legal and protected. You’ll need to carry your valid driving licence, ensure your motor tax disc is clearly displayed on your windscreen, and keep your certificate of motor insurance in the vehicle.
If a green card is required for your destination, we’ll also provide you with a Green Card as proof of international car insurance cover. A green card is not always necessary. Additionally, it’s a good idea to have your passport or national ID card on hand for both you and your passengers. If you’re a visa holder, don’t forget to bring your residence permit and visa documentation as well.
Under OUTsurance’s Comprehensive Car Insurance cover you are covered to drive in the Republic of Ireland, Northern Ireland, Great Britain, the Isle of Man and the Channel Islands.
Yes, with OUTsurance Comprehensive Car Insurance you will have liability cover up to 60 days within your policy year when driving abroad. However, if you would like comprehensive car insurance while driving in Europe for up to 90 days this is a great option for you.
At OUTsurance, you always get something OUT. Take advantage of cashback on your car insurance premium, great service, value-for-money prices, and comprehensive car insurance protection.
We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From OUTsurance’s Car Insurance sales to OUTsurance’s car insurance claims and everything in between, we are a people business that’s here for you.
We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.
We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.
We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.
We are an Irish-based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.
The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
