We understand the inconvenience of not having your car after an accident, so we provide a courtesy car to help you and your busy lifestyle continue undisturbed.
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Comprehensive
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Repairable car
If your car is repairable, a courtesy car is provided for the duration of the repair while your car is in the garage, up to 14 days. This ensures you can continue your daily activities without worry as your vehicle is restored to its original condition.
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Click below for important documentation:
Car insurance policy booklet | Terms of Business | Car insurance IPID
We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.
We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.
Switching to OUTsurance could mean savings on your home and car insurance. Hear what OUTsurance customers are saying about their experience.
Watch Client testimonials
At OUTsurance, you always get something OUT. Take advantage of cashback* on your car insurance premium, great service, value-for-money prices, and comprehensive car insurance protection.
*After three consecutive claim-free years, you receive 10% of your paid insurance premiums (less taxes and levies) back in cash.
We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From OUTsurance’s Car Insurance sales to OUTsurance’s car insurance claims and everything in between, we are a people business that’s here for you.
We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.
The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.
We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.
We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.
We are an Irish-based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.
The Irish government has updated the law regarding the information required when purchasing or renewing a motor insurance policy. As of March 31st, 2025, you must provide your insurer or broker with your driver number, as well as the driver number of anyone else listed on your policy, in order to legally obtain insurance coverage.
Yes, we have this section on our website, which we call OUTworld. We update this with our latest research findings, tips and tricks and fun company announcements. Be sure to check in or sign up to our newsletter to receive our latest news straight to your email inbox.
Your policy schedule will clearly state if a courtesy car cover is included. If you're unsure, you can check your policy documents or contact OUTsurance for confirmation on (01) 512 6200.
The courtesy car provided is usually an economy class 1.2-litre vehicle. Availability and specifications are subject to the hire company’s vehicle selection. Always check your policy documents for more information.
If you're involved in an accident while driving a courtesy car, you're still covered. Either the car hire company’s insurance will apply, or your own policy will be extended to cover you and any authorised drivers while using the courtesy car.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
