You always pay IN, so why shouldn’t you get something OUT! We'll reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your car insurance premium (less taxes and levies) back in cash when you hold your policy claim-free for 3 years. *Terms & conditions apply
Third-party fire and theft car insurance has many great benefits as it incorporates a range of cover that insures you against the cost of liability to others and theft of your vehicle. Third-party fire and theft does not cover accidental damage to your vehicle.
If you would like to be covered for accidental damage to your vehicle, consider our comprehensive car insurance cover option.
With OUTsurance, this type of policy covers you for:
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Third-party fire and theft
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Fire
You are covered for loss or damage to your vehicle as a result of fire up to the market value of your car.
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| Theft or attempted theft |
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| Third-party property damage |
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| Third-party injury |
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| Driving of other cars |
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| Driving abroad |
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Click below for important documentation:
Car insurance policy booklet | Terms of Business | Car insurance IPID
Switching to OUTsurance could mean savings on your home and car insurance. Hear what OUTsurance customers are saying about their experience.
Watch Client testimonials
At OUTsurance, you always get something OUT. Take advantage of cashback on your car insurance premium, great service, value-for-money prices, and car insurance tailored to your needs.
We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From Car Insurance sales to Car Insurance claims and everything in between, we are a people business that’s here for you.
We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.
The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.
We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.
We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.
We are an Irish-based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.
OUTsurance’s third-party fire and theft car insurance covers the damage that you cause to other people or their car, in the event of an accident.
It does not cover your car in the event of an accident. In addition, you are also covered for the loss of your car due to fire or theft.
No, TPFT does not cover accidental damage to your car unless caused by fire or theft.
Yes, if your car is stolen, OUTsurance’s TPFT will provide coverage for its loss, T&C apply.
No, vandalism is not covered under TPFT with OUTsurance unless it occurs as part of a theft or fire-related incident.
In the event of an accident we only cover the liability to third parties, not damage to your vehicle; should you want or need cover for damages to your vehicle in the event of an accident, please visit Comprehensive Car Insurance.
We will provide you with a full No Claims Bonus Certificate if you decide to leave us. This will include details of claims-free years with OUTsurance (or claim details if you have had a claim) as well as claims-free years with previous insurers. You will also continue to get credit and build up your number of Claims Free Years while you are insured with OUTsurance. This letter allows you to maintain your claims free record and avail of a NCD with future insurers.
You absolutely will get credit for your previous claims' free years. We accurately price our insurance premiums from the start of our relationship with you, ensuring you get full credit and the lowest premium possible. At OUTsurance, we don't believe a No Claims Discount scale is necessary to give a competitively priced insurance premium. Our advice is to get a quote with us and compare that cost against your previous premium. We believe you will be pleasantly surprised. Furthermore, you will also continue to build up your claims free record with us. We will provide you with a No Claims Bonus Certificate if you decide to leave us, allowing you to maintain your claims free record and avail of a NCD with future insurers.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
