Car Insurance

Wall charger

OUTsurance Wall Charger optional extra allows you peace of mind if your wall charger gets damaged. If you’ve got an electric vehicle (EV) or a plug-in hybrid (PHEV) we’ve got you covered with a maximum payout of up to €650.

This means less worry for you, so you can concentrate on the things that matter! Always read your policy booklet for further details.

Get a quote for EV wall charger insurance.
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OUTsurance car insurance optional extras

We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.

OUTsurance car insurance optional extras

We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.

OUTbonus – get 10% cashback

The OUTbonus has landed. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy with OUTsurance claim-free for 3 years.*

You always pay IN so why shouldn’t you always get something OUT! Terms & conditions apply.

OUTbonus Explained

Wall Charger FAQ's

Is accidental damage to my wall charger covered with OUTsurance?

Yes - Accidental damage means sudden and unexpected damage that happens without your intention or foresight. For example, if your charger is accidentally damaged in a fire or storm, we’ll cover it. However, damage caused by normal wear and tear or poor installation is not covered.

Would a weather warning of heavy rainfall damage my EV wall charger?

Most EV wall chargers are weatherproof and built to handle typical rain and outdoor conditions. However, if there’s extreme heavy rainfall that causes: 

  • Flooding
  • Water ingress, or 
  • Electrical surge due to storm damage

…then yes, your wall charger could be damaged – especially if it’s not installed or sealed properly.

Will OUTsurance cover wear and tear or manufacturer faults?

Like most insurance, we don’t cover damage from wear and tear, faulty installation, or manufacturer defects. For those, it’s best to go through the product warranty or installer. 

Does OUTsurance wall charger cover apply if I charge my car at public stations?

Our Wall Charger Insurance only applies to chargers and cables you own and use for personal charging – like at home. It doesn’t apply to damage to third-party charging stations.

 

Will OUTsurance cover weather damage caused by a storm to my wall charger?

Yes, at OUTsurance, we will cover this - as long as it is not covered under your home insurance policy and your EV charger is installed at your home. Your standard excess would apply, and we don’t cover wear and tear or faulty installation – so it’s important to have your wall charger installed by a certified professional. 

Why choose OUTsurance car insurance?

At OUTsurance, you always get something OUT. Take advantage of cashback* on your car insurance premium, great service, value-for-money prices, and comprehensive car insurance protection.

*After three consecutive claim-free years, you receive 10% of your paid insurance premiums (less taxes and levies) back in cash  

Passion for service
Passion for service

We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From car insurance sales to car insurance claims and everything in between, we are a people business that’s here for you.

Cashback with OUTbonus
Cashback with OUTbonus

We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.

Irish-based company
Irish-based company

We are an Irish-based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.

Value-for-money prices
Value-for-money prices

We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.

Efficient with claims
Efficient with claims

We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.

Decades of experience
Decades of experience

The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.

Customer reviews

Switching to OUTsurance could mean savings on your home and car insurance. Hear what OUTsurance customers are saying about their experience.

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*Your OUTbonus operates across all your policies with OUTsurance (with the same customer number). When you make a claim your OUTbonus is forfeited, and the three-year cycle starts again. However, certain claims like windscreen repair do not effect your OUTbonus. You need to remain a customer with OUTsurance for the entire OUTbonus period to receive your OUTbonus.