When strong winds and heavy rainfall are scheduled, it can lead to difficult driving conditions and an increased risk of damage to your home.
Taking some simple steps and planning ahead can help prevent mishaps if the worst should arise. Having the right car insurance and home insurance cover in place can give you peace of mind, no matter what the forecast brings.
Severe weather often leads to a rise in both road incidents and home damage. The good news is that with a little preparation, you can significantly reduce the impact of storms and safeguard your safety and belongings.
Essential driving tips for heavy rain and strong winds:
- Avoid parking near trees or power lines: Falling debris can cause serious damage during high winds.
- Postpone non-essential travel: If winds become too strong, stay off the roads where possible.
- Slow down and keep your distance: Wet roads mean longer stopping distances. Give yourself plenty of space to brake safely.
- Watch out for flooding: Where possible, avoid driving through flooded areas or standing water. If you need to drive through standing water, do so slowly and only when no other cars are in the flooded road ahead. Always check your brakes immediately after.
- How to handle aquaplaning: If your steering feels unresponsive due to surface water (a sign of aquaplaning), gently ease off the accelerator and allow the car to slow down naturally.
- Check your lights before take-off: Check that all lights and indicators are working before driving in wet conditions, and pay special attention to your hazard lights.
Essential home protection tips for heavy rain and strong winds:
- Secure loose items outdoors: Bring in or tie down bins, trampolines, and garden furniture.
- Inspect roofs and gutters: Check for cracked tiles, blocked gutters or loose flashing. Ensure rainwater can drain freely away from your home.
- Clear outdoor drains and downpipes: Remove leaves and debris to prevent pooling near the foundation or entrances.
- Seal gaps and cracks: Use weatherproof sealant to close gaps in windows, doorframes, walls and basements.
- Latch windows and doors: Securely close all access points to prevent wind from getting in and causing interior damage.
- Inspect the roof: Look for any loose tiles or slates that could be blown off in strong gusts.
Preparation is everything. Whether it’s taking simple steps to ensure safety on the roads or pre-emptive measures to secure your home, these small actions can make a big difference when the storm hits.
Although insurance can’t prevent damage due to stormy weather, having the right cover can make all the difference when the unexpected happens.
At OUTsurance, we provide trusted car insurance options, including Comprehensive Car Insurance and Third Party Fire and Theft as well as Home Insurance. All of our insurance products come with a range of optional extras to suit your needs. Get a quote today and enjoy great peace of mind.