Your favourite things go wherever you go — and now your cover can too! With OUTsurance Portable Items Cover, your valuable items are protected even when they leave home. Whether it’s your phone, laptop or designer sunglasses, just add this handy extra to your buildings or contents insurance and head out with confidence.
Portable items cover is a suitable addition to any home insurance policy for individuals who frequently travel or are often on the go.
It's essential to ensure that you have the right coverage for your most valuable, prized possessions, no matter where they are. With OUTsurance optional extra Portable Items Cover, your items will be covered when you take them out of your home. You can add this as an optional extra to your buildings and contents insurance.
By providing protection against loss, theft, and damage, it ensures your peace of mind wherever life takes you.
When selecting a policy, it's crucial to consider your specific needs and circumstances to make an informed decision. With the right coverage, you can enjoy the freedom of mobility without the constant worry about the safety of your personal belongings.
Type of items you can cover under OUTsurance Portable Items Cover:
*once they are specified on your policy schedule:
What will we cover you for?
Check out our other optional extras for your home insurance policies:
Check out our other optional extras for your home insurance policies:
At OUTsurance, you always get something OUT. Take advantage of cashback on your home insurance premium, great service, value-for-money prices, and comprehensive home insurance protection.
We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From car insurance sales to car insurance claims and everything in between, we are a people business that’s here for you.
We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.
The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.
We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.
We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.
We are an Irish-based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.
Switching to OUTsurance could mean savings on your home and car insurance. Hear what OUTsurance customers are saying about their experience.
Watch Client testimonials
We cover both specified and unspecified items:
•For specified items, you're covered up to the sum insured listed in your policy information document.
•For unspecified items, you're covered up to the total sum insured shown in your cover summary.
The maximum we’ll pay for any single unspecified item is €1,000.
Yes! As long as you’ve specified your smartwatch in your policy, it’s covered against loss, theft, and damage.
It’s always a good idea! Keeping your receipts or proof of purchase helps speed up the claims process and ensures we can settle your claim quickly and fairly.
We cover a wide range of personal sporting gear - think tennis rackets, golf clubs, bicycles, and more. Just make sure they’re listed in your cover or fall within your unspecified limit.
Yes! You’ll enjoy worldwide cover for your portable items when travelling - with up to 60 days of protection outside Europe and the UK included in every insurance period.
Absolutely. If you’re often on the move — whether commuting, travelling, or just living life — this add-on cover gives you peace of mind and real value-for-money, knowing your essentials are protected wherever you go. There are many types of cover available with insurance and naturally they all depend on your needs. If you have very valuable types of items such as musical instruments or a set of golfing clubs that are worth a lot, for example, it could be worthwhile having portable items cover.
You can find a few simple tips below that could help reduce your home insurance price.
Although there’s an upfront outlay, paying annually tends to work out more cost effective than paying in monthly instalments.
Install burglar alarms, fire alarms and smoke detectors to help manage the risk.
Ensure to shop around and compare home insurance quotes to get the best deal, and the right cover at the right price.
You can find a few simple tips below that could help reduce your home insurance price.
Although there’s an upfront outlay, paying annually tends to work out more cost effective than paying in monthly instalments.
Install burglar alarms, fire alarms and smoke detectors to help manage the risk.
Ensure to shop around and compare home insurance quotes to get the best deal, and the right cover at the right price.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
