	Comprehensive	Third party fire and theft
Accidental damage You are covered for sudden and unforeseen damage that happens to your car without your intent or foresight up to the market value of your car.
Broken/damaged glass You are covered for things like damage to your windscreen - please see our policy wording for more details.
Fire You are covered for loss or damage to your vehicle as a result of fire up to the market value of your car.
Theft or attempted theft You are covered for loss or damage to your vehicle as result of theft or attempted theft up to the market value of your car.
Third party property damage You are covered for the liability to a third party as the result of an insured event for property damage up to €30 million.
Third-party injuries You are covered for liability to a third-party resulting from an insured event that causes injury or loss of life.
Towing and storage We will pay up to €200 for the towing and storage of your car to the nearest repairer if you cannot drive the car as a result of any loss or damage.
Fire brigade charges If a fire leads to a valid claim under your policy, we will pay the charges from a fire authority, under the Fire Services Act 1981 to: Control or put out the fire in the car, remove the driver or passengers from the car. The maximum we will pay for any one claim due to fire brigade charges is €1000.
Replacement locks If the car's keys or key fobs are stolen from your home we will cover the cost of replacing the car's locks and keys or key fobs. This is limited to a maximum of €1100.
Personal items We will cover the cost of any lost or damaged personal item(s) in the car caused by accident, fire or theft. This is limited to a maximum of €150. For more details please see our policy booklet.
Medical expenses We will pay for medical expenses for accidental bodily injury suffered as a direct result of an accident to anyone travelling in the car. This is limited to a maximum of €100 per person.
New for old car If you have purchased a car in the last 12 months and the car is written off or stolen and not recovered, we will replace your vehicle with a new one. This only applies if you meet all of the following criteria: You or a named driver purchased the car new or as a demonstrator car from a licensed motor dealer; and he incident occurred within 12 months of your car first being registered; and your car has not travelled more than 25,000 kilometres. We will replace the car with a new car of a make, model and specification as close as possible to the insured one. If there is no readily available replacement, we will pay you a cash-equivalent amount. We will determine the cash-equivalent amount based on industry pricing guides.
Temporary substitutions Cover provided by your policy is automatically transferred to a loan car of a similar type, which is provided free of charge by a service provider while your car is being serviced or repaired for up to 7 days, subject to the following conditions: The engine capacity of the Vehicle does not exceed 2000cc; and he Vehicle is loaned by a registered garage or Vehicle repairer, and the Market Value of the Vehicle does not exceed €50,000. This excludes hired or rented cars.
Driving of other cars You will also be covered for liability to third parties whilst driving another private car. This applies to cars you do not regularly use or drive, and where the car does not belong to you or your spouse, partner or household members. See our policy booklet for more details.
Driving abroad and foreign travel cover If you plan to drive outside Ireland, it is important to understand what level of cover applies. Our standard car insurance includes the minimum legal liability required when driving in Europe and the UK. If you want additional protection for your own vehicle while travelling, you can add comprehensive foreign travel cover, which provides cover for loss or damage while driving abroad for a set period, subject to policy limits.

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