Make life easier with OUTsurance's optional extra, comprehensive driving of other cars. Never be stuck for a car again with OUTsurance comprehensive driving of other cars. You must have comprehensive insurance to add this optional extra to your policy schedule.
Ever been stuck in a situation where you need to drive another’s car, but you are not insured?
OUTsurance’s optional extra, Comprehensive Driving of Other Cars, has you covered. We will cover you when driving another car.
This includes loss or damage as well as third-party liability.
This benefit is available for private cars, subject to the following conditions:
We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.
We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.
You can drive other people's cars with the exception of vehicles belonging to you or your spouse, partner or any household member(s).
This applies to cars you do not regularly use or drive, and where the car does not belong to you or your spouse, partner or household members. See our policy booklet for more details.
The OUTbonus is our pioneering cash bonus that rewards loyal customers who don’t need to claim.
After three consecutive claim-free years, we will give you 10% of your paid insurance premiums back in cash (excluding levies and stamp duties).
When driving outside of the Republic of Ireland, you will not be covered by comprehensive driving of other cars.
OUTsurance offers you flexibility in how you pay for your insurance.
Pay in full:
Some people like to pay in full and know they have their cover sorted for the year.
Monthly:
With our monthly option, we make it easy for you to pay your insurance in instalments. We will require an upfront deposit, which is normally equal to 2 months and then spread the rest of the payments over 10 months.
For exact details of the payment amounts and their due dates, this is detailed in your Policy Schedule.
You are covered to drive any type of car as long as it does not exceed the value of €50,000.
This applies to cars you do not regularly use or drive, and where the car does not belong to you or your spouse, partner or household members. See our policy booklet for more details.
Switching to OUTsurance could mean savings on your home insurance and car insurance. Hear what OUTsurance customers are saying about their experience.
Watch Client testimonials
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step forward with your career?
Visit our Careers page to review open roles and apply.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step forward with your career?
Visit our Careers page to review open roles and apply.
